| 1. |
Check
the policy carefully
for correct information.
Postal codes, ages
and location addresses
can affect your
rate. |
| 2. |
Are
you getting the
additional age discount
for mature adults? |
| 3. |
Check
deductibles. Higher
deductibles results
in savings. |
| 4. |
Are
you paying for coverage
you don't need?
If your car is over
5 years old, you
may want to take
off the collision.
Keep jewellery you
don't wear in a
safety deposit box. |
| 5. |
Are
you an abstainer?
(non drinker) |
| 6. |
Are
you a non smoker? |
| 7. |
Have
you been consistent
with one insurance
company, or do you
switch every few
years?
The companies give
loyalty discounts. |
| 8. |
Install
an alarm system
in your home and
car.
Take advantage of
the special prices
we have arranged
for you. |
| 9. |
If
you have a small
claim, pay it yourself
and save your insurance
for the big one. |
| 10. |
Combine
both your house
and car policies
for the extra discounts.
Not all companies
do this. |
| 11. |
Pay
up front rather
than monthly, or
look at a 3 pay
policy. |
| 12. |
Talk
to one of our brokers
who has your interest
in mind. |
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