Code
of Consumer Rights
We
adhere to the Code
of Consumer Rights
and Responsibilities.
As your broker,
we will work with
you to place your
business with whatever
company that you
agree is best for
you. We have no
allegiance to one
particular company.
All of our insurance
companies give us
a contingent commission
of about 1 or 2%
based on our profitability,
our sales performance,
our losses and our
potential losses.
It is important
therefore that we
work with our clients
to prevent claims.
We
are paid on a commission
basis from the insurance
companies. The commission
is standard for
all our companies.
Car and fleet policies
range from 5% to
12.5% commission
and all property
and casualty policies
range from 10% to
25% commission.
Our
brokerage has over
12,000 clients and
we are working hard
to keep up with
the new commercial
business that is
referred to us due
to our low rates
and personal service.
We
represent each of
the following companies
that are available
to you, our client.
Allianz,
AIG, Aviva, Boiler
Inspection, Citadel,
Cowan, Creechurch,
Travellers, Eastern
Marine, Ecclesiastical
Insurance, Economical,
Encon, Equine Insurance,
Elliott Special
Risks, Federation,
Genmark, Gerling
Global, INTACT,
Lloyds of London,
Markel, Pafco, Perth,
Premier Marine,
Royal Insurance,
St. Paul, Sovereign
General, Wawanesa,
Western, Unica and
Zurich.
Every
major insurance
company is represented
in our office. Some
have better service
and rates than others.
Most will niche
market specific
types of business.
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