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  • Business, Home, Car, and Life Insurance
  • Personal Service
  • Helpful Advice from our Licensed RIBO Brokers
  • Broad Coverage, Extra Savings and Discounts
  • RRSP, Disability and Financial Services
  • Group Auto, Property and Health Packages

J.D. Smith, President
B.A. CCIB
 
We are part of the JDS Financial Group.
Insuring clients in every Province of Canada.

Qualified Professionals
  1   When you purchase your Insurance from Forever Young Insurance Brokers, you will work with qualified RIBO licensed professionals.
Personal Service and Choice Since 1979
  2   We will always provide personal Service With Excellence
  3   We will use our expertise to provide choices to our business, personal, and group clients.
Independent Brokers
  4   The Customer is Number 1!
  5   We work for YOU, not the Insurance Company.
  6   We will give professional advice to assist our clients in placing the correct coverage with the Insurance Company best suited for the client's Insurance needs.
Coverage at a Fair Price
  7  

We will survey the market and provide our clients with competitive rates and a choice of broad coverage's.

Qualified Professionals

Speaking to a large Insurance Company, or Bank, could be intimidating, uncomfortable, and sometimes frustrating.
Forever Young is a friendly Insurance Broker, that can provide "Peace of Mind" for your business and your family.
We speak on your behalf to the many Insurance Companies to be sure that you get all the discounts you deserve with the appropriate coverage.
We will be there to help when you have a claim.
Contact Forever Young Insurance Today, and have "Peace of Mind" when you think about your Insurance.
105 West Beaver Creek Rd.
Richmond Hill, Ontario, L4B 1C6
Toll Free   1-866-779-SAVE (7283)
Local 905-762-1874
Fax 905-764-9618

Code of Consumer Rights

We adhere to the Code of Consumer Rights and Responsibilities. As your broker, we will work with you to place your business with whatever company that you agree is best for you. We have no allegiance to one particular company. All of our insurance companies give us a contingent commission of about 1 or 2% based on our profitability, our sales performance, our losses and our potential losses. It is important therefore that we work with our clients to prevent claims.

We are paid on a commission basis from the insurance companies. The commission is standard for all our companies. Car and fleet policies range from 5% to 12.5% commission and all property and casualty policies range from 10% to 25% commission.

Our brokerage has over 12,000 clients and we are working hard to keep up with the new commercial business that is referred to us due to our low rates and personal service.

We represent each of the following companies that are available to you, our client.

Allianz, AIG, Aviva, Boiler Inspection, Citadel, Cowan, Creechurch, Dominion of Canada, Eastern Marine, Ecclesiastical Insurance, Economical, Encon, Equine Insurance, Elliott Special Risks, Federation, Grain Insurance, Genmark, Gerling Global, ING, JEVCO, Lloyds of London, Markel, Optimum Frontier, Pafco, Perth, Pilot, Premier Marine, Royal Insurance, St. Paul, Sovereign General, Wawanesa, Western, York Fire and Zurich.

Every major insurance company is represented in our office. Some have better service and rates than others. Most will niche market specific types of business.

 
 
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