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In 2018 Flooding Was The Worst Since 2013
Toronto Flooding Insurance Problems

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Seal all basement windows - Check your policy

When it comes to claims, our companies are professional and prompt in settling legitimate claims.

We work with our Insurance Companies to prevent fraud.  Fraud hurts us all.

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  • House in the country...$1 million

  • Three luxury cars...$150,000

  • Leaving town during a cold winter without turning off the water pipes in the garage...Priceless

Reporting Your Claim

Call our office and speak to your Customer Care Representative.

In today's insurance climate, it is wise to pay small claims yourself.

Emergency Claims 24 / 7

Large Urgent Claim - Our 24 hour hotline is 1-888-224-5677 for fire or water damage when you have a large claim.

Standard Claim - Call our office and speak to your broker 905-764-7868 or 1-800-917-SAVE.

Emergency Company Contacts 24 / 7

Direct contact with your Insurance Company 24/7 is possible.  If you have a small claim, it may be wise to check with our office first.

Aviva Insurance 1-866-805-8585
Travellers Insurance 1-800-268-4543
Ecclesiastical Insurance 1-888-368-8858
INTACT Insurance 1-866-386-0200
Unica Insurance 1-800-676-0967

Winners of the Annual Stella Awards

The Stella's are named after 81-year-old Stella Liebeck who spilled coffee on herself and successfully sued McDonalds. That case inspired the Stella Awards for the most frivolous successful lawsuits in the United States. 

5th place (Tied)
Kathleen Robertson of Austin, Texas was awarded $780,000 by a jury of her peers after breaking her ankle tripping over a toddler who was running inside a furniture store. The owners of the store were understandably surprised at the verdict, considering the misbehaving toddler was Ms.Robertson's Son.

5th place (Tied)
19-year-old Carl Truman of Los Angeles won $74,000 and medical expenses when his neighbour ran over his hand with a Honda Accord. Mr. Truman apparently did not notice there was someone at the wheel of the car when he was trying to steal the hubcaps.

5th place (Tied)
Terrence Dickson of Bristol, Pennsylvania was leaving a house he had just finished robbing by way of the garage door. He was not able to get the garage door to go up since the automatic door opener was malfunctioning. He could not reenter the house because the door connecting the house and garage locked when he pulled it shut. The family was on vacation and Mr. Dickson found himself locked in the garage for 8 days. He subsisted on a case of Pepsi he found and a large bag of dry dog food. He sued the homeowner's insurance claiming the situation caused him undue mental anguish. The Jury agreed to the tune of $500,000.

4th Place
Jerry Williams of Little Rock, Arkansas was was awarded $14,500 and medical expenses after being bitten on the buttocks by his next door neighbour's Beagle dog. The Beagle was on a chain in its owner's fenced yard. The award was less than sought because the jury felt the dog might have been a little provoked at the time as Mr. Williams, who had climbed over the fence into the yard, was shooting it repeatedly with a pellet gun.

3rd place
A Philadelphia restaurant was ordered to pay Amber Carson of Lancaster, Pennsylvania$113,500 after she slipped on a soft drink and broke her coccyx (tailbone). The beverage was on the floor because Ms.Carson had thrown it at her boyfriend 30 seconds earlier during an argument.

2nd Place
Kara Walton of Claymont, Delaware sued the owner of a nightclub in a neighbouring city when she fell from the bathroom window to the floor and knocked out two of her front teeth. This occurred whilst Ms.Walton was trying to crawl in through the window of the Ladies Room to avoid paying the $3.50 cover charge. She was awarded $12,000 and dental expenses.

1st Place
This year's runaway winner was Mr. Merv Grazinski of Oklahoma City, Oklahoma. Mr. Grazinski purchased a new Winnebago motorhome. On his trip home from an OU football game, having driven onto the freeway, he set the cruise control at 70 mph and calmly left the drivers seat to go into the back and make himself a cup of coffee. Not surprisingly, the RV left the freeway, crashed and overturned. Mr. Grazinski sued Winnebago for not advising him in the owner's manual that he could not actually do this. The jury awarded him $1,750,000 plus a new Winnebago Motor Home. The company actually changed their manuals on the basis of this suit just in case there were any other complete morons buying their recreation vehicles.

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